Affordable protection that
grows with your business.
We cover businesses like yours
Contractors
From groundbreaking to walk-through, keeping it on schedule and on budget is your specialty. Ours is finding the coverages you need for your contracting business.
- General liability
Can cover costs from third-party accidents, property damage, and bodily injury. - Errors & omissions
Can cover claims or damages caused by mistakes or unintentional omissions. - Tools and equipment
Can cover damage, loss, or theft while in transport or on a job site.
Health & Wellness
You specialize in helping clients feel,
look, and live better. We specialize
in the coverages health and wellness practitioners may need.
- General liability
Can cover costs from third-party accidents, property damage, and bodily injury.
Restaurants &
Food Services
You bring together ingredients, flair, and passion to turn food into an expression of love and art. We bring together coverages to help protect what you do.
- Business owner’s policy*
General liability, property insurance, and more all in one convenient package. - General liability
Can cover costs from third-party accidents, property damage, and bodily injury.
Retail
Colors, sizes, styles. You’re focused on what your customers want. We’re focused on the coverages retailers like you may need.
- Business owner’s policy*
General liability, property insurance, and more all in one convenient package. - General liability
Can cover costs from third-party accidents, property damage, and bodily injury. - Business personal property
Can cover replacing or repairing workspace equipment, furniture, fixtures, and inventory.
Professional & Personal Services
Your business is providing talent, skill, and trusted advice to your clients. Our business is helping you find the financial protection to go with it.
- Miscellaneous Professional Liability
Can cover damages and legal costs for mistakes or negligence claims. - General liability
Can cover costs from third-party accidents, property damage, and bodily injury. - Business personal property
Can cover replacing or repairing workspace equipment, furniture, fixtures, and inventory.
* Business Owners Policy is available in all States except CA, FL, NY, WA.
Insurance designed for small businesses
Coverage
Our policy options are tailored to what your business needs.
Price
Our prices are designed to fit a business owner’s budget.
Service
Claims are processed quickly, so you can get back to business.
The Harborway Difference
We understand small businesses.
You have a business to protect. You also have a business to run. We make getting insured fast, simple, and straightforward.
We’re not just here to sell you a policy.
We specialize in small business insurance. We’ll be here after the sale to answer questions as your business grows and changes. We want to make sure your business is protected as much as you do.
We make insurance work for you.
We work with Simply Business, a leading insurance provider licensed in all 50 states and the District of Columbia. They’re experts at helping find the coverage you may need, handling the details, and managing your policy.
Claims. It’s as easy as 1, 2, 3…
1
What you’ll need
Have your policy number ready. If you have any pictures, receipts, and other documents regarding the loss, have those on hand as well.
2
Start your claim
Harborway’s third party service provider offers 24/7 claims support.
3
We’ll handle the rest
Our adjusters will work to review, assess, and help settle your claim, so you can get back to business.
File a claim
To file by phone, call (844) 333-7401
A safe harbor for your business
Here at Harborway Insurance, our mission is to continually strive to help provide each customer with personalized and affordable coverage that can change as their business grows.
Our policies are underwritten by Spinnaker Insurance Company and reinsured
by Munich Re, an “A+” (Superior) rated reinsurance carrier by A.M. Best.
