Hello, agents.
Got questions? Need some info? Want to know what Harborway can do for you?
You’re in the right place.
We’re Harborway. Presented by Simply Business®. Built for agents.
We’re small business pros
Small business insurance is what we do. We can handle the complexities of commercial lines so you don’t have to.
We use technology for good
We can reduce the time and effort needed to get client information. We can make it faster and easier to get and bind quotes. We can let you focus on taking even better care of your clients.
We’re trusted, coast to coast
We’re a licensed insurance producer in all 50 states and the District of Columbia. Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an “A+” (Superior) rated reinsurance carrier by A.M. Best.
Key Harborway Stats
- Available through select partners:
- Target market: microbusinesses up to 14 employees
- Maximum customer revenue: $5M
- Maximum payroll: $1.5M
- Current lines: General Liability, Inland Marine, BOP
What we offer you
No broker
appointment required
No paperwork. Licensed agents will have immediate access through one of our wholesale partners.
Quotes in
10 minutes or less
Quotes are fast, and you can
bind instantly online
Instant
COIs
COI and policy documents are sent electronically to both you and your client.
Coverages
General Liability ISO Based
Limits
- $1M Occurrence
- $2M Aggregate
Additional Coverage Highlights
- Damage to Rented Premises $100K Limit
- Medical Payments $5K Limit
- Blanket Additional Insured CG 20 10 included on all contractor policies
- Blanket Additional Insured CG 20 26 included on all professional, retail and freelance policies
- Blanket Waiver of Subrogation ($) Available
- Primary Non-Contributory Available
- TRIA coverage ($) Available
Contractors E&O Endorsement
Limits
- $25,000 Occurrence
- $50,000 Aggregate
- $500 Deductible
Additional Coverage Highlights
- $53 in additional premium. Available for select trades.
Inland Marine
Contractors Small Tools & Equipment Limits Available
- $5,000 or $10,000
Computer Hardware or Software Limits Available
- $5000 or $10,000 or $15,000 or $20,000 or $25,000 or $50,000
- for Contractors, $5000 limit is included
Photography & Videography Equipment Limits Available
- $5000 or $10,000 or $15,000 or $20,000 or $25,000 or $50,000
Business Personal Property Limits Available
- $5000 or $10,000 or $15,000 or $20,000 or $25,000 or $50,000
Deductibles
- $500
Top 10 Classes
- Handyperson
- Housekeeping
- Painting and wall covering contractors
- Catering
- Floor covering installation
- Exterior cleaning services
- Lawn care services
- Maid services
- Landscaping services
- Photography
Additional Classifications Available
Artisan Contractors
Contracting trades are NOT available in New York. In addition, we are not a market for roofing or tree services.
- Air conditioning systems installation and repair
- Appliance and accessories installation and repair
- Bathroom remodeling
- Cabinet installation
- Carpentry
- Carpet, rug, furniture, or upholstery cleaning
- Combined heating and air conditioning installation and repair (HVAC)
- Communication, cable or satellite installation
- Deck installation
- Door or window installation and repair
Professional Services
- Beautician / cosmetology services
- Business consulting
- Computer programming services
- Computer repair and maintenance
- Education consulting
- Eyelash technician
- IT consulting
- Life / career / executive coaching
- Management consulting
- Nail technician services
Cleaning Services
- Car detailing
- Exterior cleaning services
- Housekeeping
- Maid services
Gigpreneurs
Contracting trades are NOT available in New York. In addition, we are not a market for roofing or tree services.
- Event planning / promotion
- Graphic Design
- Musicians
- Photography
- Singer / Vocalist
- Videography (freelance)
- Website design
Lifestyle Service Providers
- Catering
- Diet / nutrition services
- Dog walking
- Home bakery
- Interior decorator
- Personal chef
- Personal concierge / assistant
- Personal training (health and fitness)
- Professional organizer
- Yoga / pilates instruction
Resources
Need it? Lost it? Can’t find it? Easily download it and get back to business.
Offering You Even More.
Keep an eye on this space for incentives and other bonus opportunities.
Our policies are underwritten by Spinnaker Insurance Company and reinsured
by Munich Re, an “A+” (Superior) rated reinsurance carrier by A.M. Best.
